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982 episodes

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Plan for Medicare and Taxes: IRMA Explained

Health & insurance

Dr. Friday breaks down how Medicare premiums are affected by IRMA (Income-Related Monthly Adjustment Amount). From real estate sales to large withdrawals, your taxable income can significantly impact…

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Spread Holiday Cheer: Giving Back at Christmas

Dr. Friday shares a heartwarming holiday message, encouraging listeners to give back during Christmas. Whether donating to a local cause or helping those in need, the season is…

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Christmas Eve and Tax Basics: Itemized Deductions

Deductions & credits

Dr. Friday takes a festive break to remind listeners about itemized deductions. With thresholds at $14,600 for singles and $29,200 for married couples, many won’t need to itemize.…

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Organize Your Tax Documents Before January

Dr. Friday offers valuable tips for preparing your tax documents before the New Year. By listing expected documents, such as retirement withdrawals, charitable contributions, or HSA transactions, you…

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Schedule Your 2024 Tax Prep with Dr. Friday

Dr. Friday encourages listeners to schedule their 2024 tax preparation appointments early. Learn how proactive planning with expert guidance can help you navigate current tax situations and prepare…

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Estate Tax Limits Are Changing: Plan Now

Estate, gifts & inheritance

Dr. Friday discusses significant estate tax changes coming in 2025, including a reduction of the individual exemption from $13 million to $5 million. Learn how these changes could…

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Tax-Free Gifting: Simplify Estate Planning

Estate, gifts & inheritance

Dr. Friday explains the rules for tax-free gifting, allowing up to $18,000 per person annually. She highlights how this strategy can reduce estate size and benefit recipients without…

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Take Your RMDs to Avoid Penalties

IRS letters & problems

Dr. Friday highlights the importance of ensuring Required Minimum Distributions (RMDs) are taken on time to avoid a hefty 50% penalty. She explains how to avoid common missteps,…

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Report All Income: Avoid Tax Audits

IRS letters & problems

Dr. Friday explains the importance of accurately reporting all income, even if you don’t receive a 1099 form for every payment. Underreporting income is a major audit trigger…

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Maximize Year-End Tax Savings with Retirement Contributions

Retirement & Social Security

Dr. Friday shares smart strategies to reduce taxes by maximizing contributions to retirement accounts like 401(k)s or IRAs before year-end. She explains the tax benefits of traditional vs.…

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Avoid IRA Tax Penalties: Calculate Correctly

IRS letters & problems

Dr. Friday discusses the tax implications of early IRA withdrawals, emphasizing the need to account for penalties and tax brackets accurately. If you're under 59 ½, expect a…

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Plan Equipment Purchases: Section 179 Updates

Small business & self-employed

Dr. Friday highlights the 2024 changes to Section 179, where only 60% of equipment costs are deductible, down from the previous 100%. She advises business owners to adjust…

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