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982 episodes

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Estate and Gift Exclusion Stays High in 2025

Estate, gifts & inheritance

Dr. Friday explains that the higher estate and gift tax exclusion continues and rises with inflation. She shares why this helps families plan wealth transfers and when you…

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Avoid Paying Back Marketplace Premium Credits

Deductions & credits

Dr. Friday explains why the premium tax credit through the Marketplace can be confusing and how it is based on your taxable income. She warns that income changes…

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Tax-Free Transit and Parking Fringe Benefits

Dr. Friday explains how employer-provided commuting benefits like transit passes and workplace parking can be tax-free. She notes that inflation adjustments may raise the monthly limits and that…

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Social Security Wage Base and Medicare Taxes

Health & insurance

Dr. Friday explains how the Social Security wage base keeps rising and can increase payroll taxes for many workers. She also notes that Medicare tax stays uncapped, so…

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Capital Gains Rates and the 3.8% NIIT

Investments & capital gains

Dr. Friday explains that long-term capital gains rates still generally fall into the 0%, 15%, and 20% brackets. She also reminds higher earners to factor in the 3.8%…

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Get Your Tax Documents Organized for Filing

Deadlines & filing

Dr. Friday closes out January by reminding listeners that tax season is underway. She shares a simple system for gathering W-2s and 1099-Rs and using SmartVault to speed…

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Know Your Income to Maximize the EITC

Dr. Friday explains why knowing your earned income and investment numbers matters for tax planning. She shares how tracking those numbers can help maximize credits and avoid unpleasant…

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Divorce Date Determines Your Filing Status

Deadlines & filing

Dr. Friday explains how marriage and divorce affect your taxes, especially filing status. She clarifies that a divorce at any point in the year counts for the entire…

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EITC Claims Require Proof of Child Residency

Family & education

Dr. Friday explains that the earned income tax credit amount hasn’t changed much, but the IRS audits these claims frequently. She stresses the importance of documenting where a…

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Why an HSA Can Boost Your Retirement

Health & insurance

Dr. Friday explains why she is a strong advocate for health savings accounts (HSAs), even though she doesn’t sell insurance. She describes how HSAs can grow and help…

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While Filing 2025, Plan for 2026 Moves

Deadlines & filing

Dr. Friday encourages taxpayers to think beyond filing their 2025 return and start planning for 2026. She highlights common events like conversions, real estate sales, and IRA moves…

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Retirement Contribution Limits Rise With Inflation

Retirement & Social Security

Dr. Friday explains that retirement plan contribution limits keep increasing with inflation and highlights catch-up contribution rules. She encourages taxpayers to take advantage of these options as they…

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