Dr. Friday Radio Show – December 9 – Christmas Special 2023

The Dr. Friday Radio Show
The Dr. Friday Radio Show
Dr. Friday Radio Show - December 9 - Christmas Special 2023
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Welcome to the Dr. Friday Radio Show Christmas Special 2023! Hosted by financial counselor and tax consultant, Dr. Friday, this episode promises a blend of financial insight, lively discussions, and festive giveaways. Joined by special guest Dr. Electric (Joe Macri), the show celebrates the season of giving with its annual Christmas giveaway, a tradition for nearly 15 years. Tune in for a unique mix of business updates, expert advice, and exciting prizes!

Key Highlights:

  • Special Guest Appearance: Dr. Electric (Joe Macri) joins the show, providing insights into his business and joining the festive giveaway.
  • Annual Christmas Giveaway: Celebrating a 15-year tradition, the show features a range of giveaways, including Netflix cards, restaurant gift cards, and more.
  • Business Updates: Discussions about the latest happenings and seasonal trends in Dr. Friday’s tax consultancy and Dr. Electric’s business.
  • Interactive Segments: Listeners call in for a chance to win various prizes and ask questions related to finance, taxes, and electrical issues.
  • Practical Financial Advice: Dr. Friday addresses listener questions, offering guidance on topics like tax deductions for businesses, dealing with inheritances, and navigating changes in tax laws.
  • Unique Prizes: The giveaways include items like half a deer for a holiday feast, signifying the show’s blend of practicality and festive cheer.
  • Listener Engagement: Engaging with the audience through calls, the show fosters a sense of community and offers direct assistance to individuals.

Join Dr. Friday and Dr. Electric for an episode filled with warmth, wisdom, and the spirit of Christmas. Whether you’re seeking financial advice or just in for the festive atmosphere, this special show has something for everyone!

Transcript

Part 1

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No, no, no, she’s not a medical doctor, but she can sure cure your tax
problems or your
00:00:06.400 –> 00:00:07.400
financial woes.
00:00:07.400 –> 00:00:09.640
She’s the how-to girl.
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It’s the Dr. Friday Show.
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If you have a question for Dr. Friday, call her now, 737-WWTN.
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That’s 737-9986.
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So here’s your host, financial counselor and tax consultant, Dr. Friday.
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G’day, I’m Dr. Friday and the doctor is in the house.
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And today we have a show of shows that we’re going to be putting on every
year.
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I’m fortunate enough, many of you know that Dr. Electric is not on the show as
often or
00:00:45.560 –> 00:00:50.680
he doesn’t have his normal Saturday shows, but I have dragged him onto the
radio.
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So we’re going to have a really good time having Joe here and myself.
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This is our annual Christmas giveaway.
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We have done for nearly 15 years together.
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So I’m so glad that he’s going to join us on the show.
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We’ll talk a little bit about what his business is doing, what my business is
doing, but most
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importantly what we’re going to do is talk about what we’re giving away.
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That’s right.
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This is always, usually we had two hours.
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We got to get it all into one hour.
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So we’re going to have a lot of fun doing that.
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Is Joe on the line?
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I am.
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Oh, there’s my boy.
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How are you doing, buddy?
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Doing fine.
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How are you doing?
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Staying busy.
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You know, it is getting close to my season again.
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So I can’t say it seems like I get done with taxes by October and they start
again in January.
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So it keeps life exciting and fun here.
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But how’s the business still doing well?
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Yeah, still busy.
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You know, I kind of stopped doing a radio show for retirement because I wanted
my Saturdays
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back just like right now I’m doing a radio show from Florida with you.
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Exactly.
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I know that’s the one thing people don’t realize is that it’s really a six day
a week situation
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and it does take off our weekends whenever you want to go away or something.
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You always have to plan something.
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So it’s not as convenient as others, but we’ve enjoyed doing it.
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Today we’re going to do our usual Christmas show.
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No matter where in the world you are at the moment in Florida, obviously.
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So why don’t we just go ahead and start with our giveaway.
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The phone number here in the studio is 615-737-9986.
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615-737-9986.
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We’re all start with a $50 Netflix card, a $50 Netflix card for the first.
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You’re going to, Leviticus, you are going to pick the number.
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So we’re going to let the phone lines light up.
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Again, if you would like to have a free Netflix card, you just pick up the
phone 615-737-9986.
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It will take a, whichever color he chooses because anytime I say the number
and then
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the phone lines blast, the next thing you know, you don’t have anything.
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So we’re a, let the phone lines light up a little bit and let him choose on
that one.
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So we have a, in Florida, are you doing a, are you building a new house out
there or
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something or are you guys just enjoying it?
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No, no, no, no.
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I have another house being built actually the Monday I’m meeting a, this one’s
going
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to have a golf simulator inside of it.
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So the company that’s coming to install it, it’s going to meet me here Monday
and I have
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a shooting range in it, so I’m going to handle it with them.
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But I’m still doing a bit.
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I mean, I took probably 10 calls yesterday just from Florida, you know, doing
my stuff.
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I got Cody running my company while I’m down here, but everything’s still the
same.
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Right.
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Well, these work for you for what?
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10, 15 years, Cody?
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Yeah, yeah.
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I know.
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Well, I mean, yeah, but I mean, he’s, he’s been in the business a long time,
but I knew
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he was about time for him to kind of step up and do something on that.
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So all right.
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So it looks like, are we saying Buffalo Bill is the winner?
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Buffalo Bill, are you online?
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I am.
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Hey, Buffalo Bill.
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I love the name.
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I mean, heck, my parents call me Friday, so I guess there’s nothing different
than Buffalo
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Bill on that one.
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So you are the winner of a Netflix card, my friend.
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I hope you have a very Merry Christmas.
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Thank you.
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I was the last of 11 kids.
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So my dad, he nicknamed me, well, my name was Bill.
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So he called me Billy Quit.
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He had 11 kids called it Quit.
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Yeah.
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Well, as you guys all know, I’m the youngest of eight and my father pretty
much said, thank
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God it’s Friday and it was over.
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So no more babies after me.
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So that was anyone from a big family can relate to that.
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Fantastic.
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All right, buddy.
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Thanks.
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Stay on the line or make sure that our gentleman gets your information and
then we’ll get it
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back to you.
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Okay.
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Thank you, sir.
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All right.
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So we got our first one.
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I like that Buffalo Bill.
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I wonder if he likes Westerns or anything.
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All right.
00:05:04.200 –> 00:05:08.900
So Joe, you’ve been hunting obviously, because one of the reasons I wanted you
on the show
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is because I don’t know if I can do a Christmas show without giving away some
deer meat.
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They may boycott me if I don’t.
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This is something I never thought I would ever be giving away on the radio.
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And so far it’s always been one of our number one giveaways and we’re not
giving it away
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yet.
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I’ll make people wait a little bit for that.
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Oh, okay.
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We’ll give away a whole deer, like half of somebody processed, the other half
to somebody
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else.
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We’ll give two.
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Yes, that’s the idea.
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Give two different ones.
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Yeah.
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And I also do have the three hand and stone massages we can give away with it.
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Like also if you run out of yourself.
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Oh, okay.
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So I got you.
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All right.
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Hand and stone.
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And they can ask questions in electrical.
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I know it’s a tech show, but you know, it’s pretty boring, but if they have
any electrical
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questions, they can still call me.
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I knew you.
00:06:01.920 –> 00:06:03.480
I was just waiting for you to warm up.
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I knew I was waiting for this.
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I knew I had to have a little fun.
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It’s like, I’m like, okay, well maybe he’s just getting a little older and
he’s just
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getting more mellow or something.
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I was so waiting.
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I mean, I’m sure the people on the other, the listening, we’re waiting for it
as well
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because I knew you couldn’t go away without telling me how wonderful the
electric business
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is and how boring the tax business is.
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You know, gosh knows, but he is a hundred percent correct.
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If you’ve got any questions for either Dr. Electric talking about household
electrical
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or he covers a lot of different things or since it’s a tech show, you know, if
you have
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a question, you can certainly call the show.
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Just let us know again, anything to talk about 615-737-9986, 615-737-9986.
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And while we’re waiting for that next caller, since I have to give away so
many things that
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have already got listed here, we’re ready for the second giveaway.
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It’s going to be a $50 a Darden restaurant, which is the Olive Garden, the
Longhorn, a
00:07:02.320 –> 00:07:08.200
bunch of other restaurants they own $50 gift card to the Darden restaurant
chains.
00:07:08.200 –> 00:07:12.120
And so if you like that, you can certainly pick up the phone, get the phone
rolling,
00:07:12.120 –> 00:07:14.720
and then luckily you will hopefully be one of the callers.
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Again, the number is 615-737-9986, 615-737-9986.
00:07:23.600 –> 00:07:28.000
Has anything changed in your business as far as, I mean, a lot like mine, Joe,
I mean,
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there are changes from time to time where they upgrade different requirements
and stuff,
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right?
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Has anything come down the line on that or no?
00:07:35.280 –> 00:07:36.280
Or is it always changing?
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It changes every three years.
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The code comes out every three years, but sometimes it takes six before they
enforce
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it.
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So it’s basically costing more money to our house because they make you do
more special
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breakers.
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But basically everything on the wire and all the stuff we do is always the
same.
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I mean, the smoke detectors and permits go up every year.
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Seems like just stuff like that, but nothing, actually some of the cost is
coming down now
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because the wire was so high before and PVC was so high now.
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Now it’s starting to, it’s not as low as it used to be, but it is getting
lower than it
00:08:08.440 –> 00:08:09.440
was.
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Well, we all know with inflation, everything has went up and then there was
just, I think,
00:08:14.840 –> 00:08:20.280
so much demand and they didn’t have as much with that one that, you know, I’m
just saying
00:08:20.280 –> 00:08:23.320
that they were able to do something with it.
00:08:23.320 –> 00:08:26.800
So interesting to see how that would work out.
00:08:26.800 –> 00:08:30.720
You know, I’m just curious because even in our business, I mean everything’s
going up
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again, you know, I mean just the cost of paper, pins, computers, you name it
all seems to
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go keep going up.
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All right, Donald Daniel, let’s see if we can get you on the phone.
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Donald Daniel, the winner of our Darden restaurant gift card.
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Hey Donald, how’s life?
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Oh, it’s great.
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Thank you.
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Appreciate your program and I appreciate the chance to win something.
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No problem.
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You just have to tell Dr. Electric how much I’m a better, my show’s better
than his show,
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even though he doesn’t have it any longer.
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It was always, you’ve always been more my listener, right?
00:09:04.760 –> 00:09:09.560
More than his or did you listen to both shows or did you ever listen to either
of us?
00:09:09.560 –> 00:09:10.560
That’s your.
00:09:10.560 –> 00:09:11.560
There you go.
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All right, well, I’ll take that.
00:09:12.560 –> 00:09:13.560
That’s Donald’s problem.
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He just listens to you.
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So he want to, he want to, what do you want to Netflix?
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Cardinal, he could have got half a deer.
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Well, we’ll let Donald go.
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Merry Christmas, Donald.
00:09:26.280 –> 00:09:27.520
And thank you for being a listener.
00:09:27.520 –> 00:09:29.000
We really appreciate it.
00:09:29.000 –> 00:09:31.280
Merry Christmas to you.
00:09:31.280 –> 00:09:32.280
Yeah.
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All right.
00:09:33.280 –> 00:09:36.400
Well, uh, I was trying to get him to obviously stand up.
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Uh, by the time I got done, Joe, it was almost like I was praying for my name
to come up.
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That didn’t come out quite as well as I wanted it to.
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Uh, I’ll have to work harder on that one to be more subtle.
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That’s never been my strong suit to be.
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You need a, you need like a caller number four, that way they know, okay,
there’s a
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race to call the, then they could say what they want.
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I’d make them saying the wind’s helping like you used to do.
00:10:01.400 –> 00:10:07.360
But so, um, all right, well, in my business, to be honest with you, nothing’s
changed in
00:10:07.360 –> 00:10:08.360
taxes very much.
00:10:08.360 –> 00:10:11.360
Just to let you know, I know you worry about that when you’re with your
business.
00:10:11.360 –> 00:10:19.480
I know you’re constantly sweating over tax changes, but, uh, that’s just on
one of the
00:10:19.480 –> 00:10:20.480
houses.
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They told me the property tax next year is $20,000.
00:10:23.080 –> 00:10:24.080
I know.
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No, seriously, even in, even in Murray County, which is obviously out, you
know, more than
00:10:29.320 –> 00:10:33.880
Williamson, which has obviously been a, but our property tax in the last two
or three
00:10:33.880 –> 00:10:37.400
years has went up almost doubled from when I moved here 10 years ago.
00:10:37.400 –> 00:10:42.840
So, I mean, it’s kind of ridiculous, but, um, that’s just because we have so
many people,
00:10:42.840 –> 00:10:47.720
um, you know, moving in Murray County just went berserk to be quite honest.
00:10:47.720 –> 00:10:48.720
I don’t know.
00:10:48.720 –> 00:10:52.680
You guys still live up, uh, past the, uh, Gallatin up there, right?
00:10:52.680 –> 00:10:53.680
Is it busy?
00:10:53.680 –> 00:10:55.360
I mean, have you guys had a lot of growth up in that way?
00:10:55.360 –> 00:10:56.520
I don’t live up that way.
00:10:56.520 –> 00:10:57.520
So yeah, yeah.
00:10:57.520 –> 00:10:58.520
Yeah.
00:10:58.520 –> 00:11:01.960
Cotton town’s growing, but it’s the big, one of the biggest counties, but
it’s, it’s growing
00:11:01.960 –> 00:11:04.520
and a lot new schools and a lot more traffic.
00:11:04.520 –> 00:11:05.520
Yeah.
00:11:05.520 –> 00:11:07.240
That’s what I dislike a lot more traffic.
00:11:07.240 –> 00:11:08.240
All right.
00:11:08.240 –> 00:11:12.520
If anyone wants to call in for a question, you can certainly call, um, Joe’s
on the line.
00:11:12.520 –> 00:11:17.000
So any kind of electrical or any of those kinds of questions you can call or
tax questions.
00:11:17.000 –> 00:11:18.000
Come on guys.
00:11:18.000 –> 00:11:19.000
It is almost Christmas.
00:11:19.000 –> 00:11:22.520
So we’re also doing the Christmas show, but if you have a question, you can
join us.
00:11:22.520 –> 00:11:29.880
6 1 5 7 3 7 9 9 8 6 6 1 5 7 3 7 9 9 8 6 is the number.
00:11:29.880 –> 00:11:35.180
If you want to call us and ask a question, we’re, uh, um, probably we take
another break
00:11:35.180 –> 00:11:39.000
and then we’ll come back and probably going a little too slow for all my
things, but we
00:11:39.000 –> 00:11:40.000
can always get back.
00:11:40.000 –> 00:11:45.080
And when we get back, we’re going to actually give one of Joe’s, do you say
something, Joe?
00:11:45.080 –> 00:11:46.080
Whatever you want.
00:11:46.080 –> 00:11:48.080
You want to give away half a deer?
00:11:48.080 –> 00:11:49.080
Um, yeah.
00:11:49.080 –> 00:11:51.520
When we get back, we have to take a break real quick here.
00:11:51.520 –> 00:11:55.360
And then when we get back from the break, we’re going to have a deer, uh,
that’s going
00:11:55.360 –> 00:12:00.000
to be half of a deer that’s going to be, uh, given to the next caller.
00:12:00.000 –> 00:12:01.540
But we have to take our first break.
00:12:01.540 –> 00:12:04.000
We get rid of that break as soon as we come back.
00:12:04.000 –> 00:12:06.880
So keep listening, Joe and I will stay on the line here.
00:12:06.880 –> 00:12:07.880
We get back.
00:12:07.880 –> 00:12:09.060
This is the doctor Friday show.
00:12:09.060 –> 00:12:12.240
If you want to join the show, you might want to write this number down because
he keeps
00:12:12.240 –> 00:12:19.440
clearing off the numbers, but the number in the studio, 6 1 5 7 3 7 9 9 8 6 is
the number
00:12:19.440 –> 00:12:20.440
here.
00:12:20.440 –> 00:12:25.040
You keep listening and we’ll be right back with the doctor Friday show.

Part 2

00:12:25.040 –> 00:12:28.880
Alrighty.
00:12:28.880 –> 00:12:32.920
We are back here live in studio, the doctor Friday and dr.
00:12:32.920 –> 00:12:36.000
Electric Christmas show here to go.
00:12:36.000 –> 00:12:37.720
And we’ve got a lot going on.
00:12:37.720 –> 00:12:40.400
We’ve got a couple of phone calls, but here’s what we’re going to do.
00:12:40.400 –> 00:12:44.520
I’m going to take a phone call or two, but while we’re doing that, we’re also
going to
00:12:44.520 –> 00:12:49.120
be waiting for callers to call in on a half of a deer.
00:12:49.120 –> 00:12:50.560
Now Joe is there.
00:12:50.560 –> 00:12:53.000
I mean, they have to meet you someplace, right?
00:12:53.000 –> 00:12:58.720
As far as Murfreesboro and that area, like all the way through Nashville.
00:12:58.720 –> 00:13:02.440
If you live past Murfreesboro, sometimes you’ll meet us halfway somewhere.
00:13:02.440 –> 00:13:04.960
This will be all processed frozen.
00:13:04.960 –> 00:13:09.560
So we’ll bring it in a, you know, like a cooler style or a bag to make sure
you got room.
00:13:09.560 –> 00:13:12.160
Cause these deer this year I shot were pretty big.
00:13:12.160 –> 00:13:14.560
I would say they’re averaging like 140 pounds.
00:13:14.560 –> 00:13:17.760
So you might get, you know, deboned and all grind.
00:13:17.760 –> 00:13:19.880
You probably gonna get 40 to 50 pounds of meat.
00:13:19.880 –> 00:13:20.880
Wow.
00:13:20.880 –> 00:13:21.880
That’s a lot of meat.
00:13:21.880 –> 00:13:22.880
All right.
00:13:22.880 –> 00:13:25.920
So while we do that, we’re going to hit, make sure you got room because he
doesn’t want
00:13:25.920 –> 00:13:27.440
to have a little teeny little car.
00:13:27.440 –> 00:13:29.520
We’re going to Ron, Ron in Mount Juliet.
00:13:29.520 –> 00:13:30.520
Go for it.
00:13:30.520 –> 00:13:31.520
Hey Ron.
00:13:31.520 –> 00:13:32.520
Hi, how are you?
00:13:32.520 –> 00:13:35.320
It’s a pleasure to speak with you.
00:13:35.320 –> 00:13:40.040
Not only am I very poor, but I am also very stupid.
00:13:40.040 –> 00:13:44.360
So therefore I’m not exactly where I need to be with taxes.
00:13:44.360 –> 00:13:45.840
And I had a couple of questions.
00:13:45.840 –> 00:13:50.120
I could take my answer off the air, but I was just curious if you could name a
couple
00:13:50.120 –> 00:13:51.800
of smart things to do.
00:13:51.800 –> 00:13:59.120
I just recently started an LLC and you know, you hear about putting things
into your LLC
00:13:59.120 –> 00:14:01.760
and what to deduct and whatnot too.
00:14:01.760 –> 00:14:03.480
And I just really haven’t.
00:14:03.480 –> 00:14:06.000
Can I ask you, are you a business or a real estate?
00:14:06.000 –> 00:14:07.000
A business.
00:14:07.000 –> 00:14:08.400
It’s a business.
00:14:08.400 –> 00:14:09.400
Okay.
00:14:09.400 –> 00:14:10.400
Just making sure.
00:14:10.400 –> 00:14:14.760
Cause so if you’re a business, obviously everything that we have that goes
into making our business
00:14:14.760 –> 00:14:16.840
is going to be a tax deduction.
00:14:16.840 –> 00:14:21.960
Once you have a profit, theoretically you might want to set up a SEP, a
self-employed
00:14:21.960 –> 00:14:27.000
retirement plan that you can maximize up to 40, 50 grand a year.
00:14:27.000 –> 00:14:32.200
If you, if you had the cash to do that would be a direction you might want to
go.
00:14:32.200 –> 00:14:36.280
Obviously writing off particularly maybe a home office or writing off your
car.
00:14:36.280 –> 00:14:37.920
Again, not knowing your business.
00:14:37.920 –> 00:14:41.760
These are the areas in which you probably need to set up an appointment or, or
talk
00:14:41.760 –> 00:14:46.920
to your tax person to really get a checkoff list based on the type of business
you do.
00:14:46.920 –> 00:14:53.960
What can you, or can you not write off because of the business that you’re in?
00:14:53.960 –> 00:14:55.520
And I was so, did you hear that Joe?
00:14:55.520 –> 00:14:57.800
He just fell off the lines cause that was so good.
00:14:57.800 –> 00:14:58.800
Yeah.
00:14:58.800 –> 00:15:04.320
I was hoping he got to hear you talk about home office, his phone line for
work, his
00:15:04.320 –> 00:15:06.520
gas, keep his gas to get off.
00:15:06.520 –> 00:15:07.520
He keeps it.
00:15:07.520 –> 00:15:10.520
So you know me, I’m writing off a Christmas gift.
00:15:10.520 –> 00:15:11.520
Well, no problem.
00:15:11.520 –> 00:15:12.520
Thanks Ron.
00:15:12.520 –> 00:15:18.520
I thought he fell off the line and then he’s still there.
00:15:18.520 –> 00:15:19.520
Ron, are you still there?
00:15:19.520 –> 00:15:20.520
Yes, I am.
00:15:20.520 –> 00:15:21.520
Okay.
00:15:21.520 –> 00:15:22.520
Sorry.
00:15:22.520 –> 00:15:23.520
I thought I lost you.
00:15:23.520 –> 00:15:27.360
You were so quiet and you know, I’m not a very quiet person, so you’re
probably there,
00:15:27.360 –> 00:15:29.760
but was, did that help answer your question?
00:15:29.760 –> 00:15:30.760
Absolutely.
00:15:31.760 –> 00:15:37.000
Of course I run a very small business, so it’s really just a side gig at the
moment.
00:15:37.000 –> 00:15:40.480
So I didn’t know exactly what legally I could do.
00:15:40.480 –> 00:15:41.480
Right.
00:15:41.480 –> 00:15:44.720
Even with the side, any legitimate business, as Joe was even pointing out, a
lot of those
00:15:44.720 –> 00:15:47.040
expenses can be wrote off.
00:15:47.040 –> 00:15:49.840
The biggest thing is not confusing your day job.
00:15:49.840 –> 00:15:53.920
If you’re a W2 person trying to write any expenses that may tie to that
through your
00:15:53.920 –> 00:15:54.920
business.
00:15:54.920 –> 00:16:00.720
But, but again, you know, all in all the basics are, you know, all of your
expenses, your
00:16:00.720 –> 00:16:03.160
utilities, portion of utilities based on a home office.
00:16:03.160 –> 00:16:08.160
You have to have a legitimate home office, not your kitchen table.
00:16:08.160 –> 00:16:10.240
If the business requires one.
00:16:10.240 –> 00:16:15.200
But other than that, you know, as far as catching up on retirement or setting
money aside, you
00:16:15.200 –> 00:16:19.800
kind of need to take the profits if possible from the side business and start
using that.
00:16:19.800 –> 00:16:21.280
But that’s easier said than done.
00:16:21.280 –> 00:16:22.280
Right.
00:16:22.280 –> 00:16:23.280
Well, thank you so much.
00:16:23.280 –> 00:16:24.280
No problem.
00:16:24.280 –> 00:16:25.280
I’ll move in that direction.
00:16:25.280 –> 00:16:26.280
Thanks, Ron.
00:16:26.280 –> 00:16:27.280
Appreciate it.
00:16:27.280 –> 00:16:28.280
All right.
00:16:28.280 –> 00:16:32.720
Let’s go to Will real quick and get the winner.
00:16:32.720 –> 00:16:34.960
Winner, winner, winner, winner, winner, winner, Christmas eater, whatever.
00:16:34.960 –> 00:16:35.960
Hey, Will, what’s happening?
00:16:35.960 –> 00:16:36.960
Hello.
00:16:36.960 –> 00:16:37.960
I actually was with a question.
00:16:37.960 –> 00:16:38.960
All right.
00:16:38.960 –> 00:16:39.960
I’m ready.
00:16:39.960 –> 00:16:40.960
What’s the question?
00:16:40.960 –> 00:16:41.960
My Airbnb, a camper.
00:16:41.960 –> 00:16:42.960
Okay.
00:16:42.960 –> 00:16:53.960
And Airbnb takes taxes out every time they make a transaction.
00:16:53.960 –> 00:16:54.960
Correct.
00:16:54.960 –> 00:17:00.880
Do I need to have additional taxes for my County or do those taxes cover the
County?
00:17:00.880 –> 00:17:01.880
No.
00:17:01.880 –> 00:17:06.400
As far as I know, Airbnb only covers the state sales tax.
00:17:06.400 –> 00:17:12.360
They don’t cover the business tax and or which is the County County and city
tax.
00:17:12.360 –> 00:17:16.120
So I think you still need to be if you want to have it come out, you would
need to be
00:17:16.120 –> 00:17:22.060
withdrawing that as part of additional fees through Airbnb, because I think
they’re only
00:17:22.060 –> 00:17:28.520
covering what’s required under the law, which is sales tax and in most cases,
hotel tax
00:17:28.520 –> 00:17:29.520
as well.
00:17:29.520 –> 00:17:30.520
Okay.
00:17:30.520 –> 00:17:31.520
Well, great.
00:17:31.520 –> 00:17:32.520
No problem.
00:17:32.520 –> 00:17:33.520
All right.
00:17:33.520 –> 00:17:37.960
We hopefully got your number and Joe, we’ll give you a call later and make
arrangements
00:17:37.960 –> 00:17:39.480
to get you some of that deer.
00:17:39.480 –> 00:17:40.480
Great.
00:17:40.480 –> 00:17:41.480
Merry Christmas.
00:17:41.480 –> 00:17:42.480
Thank you.
00:17:42.480 –> 00:17:43.480
Merry Christmas.
00:17:43.480 –> 00:17:44.480
Thank you.
00:17:44.480 –> 00:17:45.480
All right.
00:17:45.480 –> 00:17:46.480
Let’s go to Michael in Spring Hill.
00:17:46.480 –> 00:17:48.480
Hey, Mike, what’s happening?
00:17:48.480 –> 00:17:57.040
Hey, I have been retired for several years and this is the first time I’ve
made any significant
00:17:57.040 –> 00:18:00.840
withdrawals on my IRA.
00:18:00.840 –> 00:18:04.240
And it’s a bit more than I’ve really wanted to withdraw.
00:18:04.240 –> 00:18:13.640
But I was wanting to find out if they still can offset that by borrowing some
money and
00:18:13.640 –> 00:18:17.640
putting that back in the IRA.
00:18:17.640 –> 00:18:20.360
You have 30 or 60 days to do that.
00:18:20.360 –> 00:18:22.000
And you can only do it once.
00:18:22.000 –> 00:18:24.200
Nowadays, you can’t do it more times.
00:18:24.200 –> 00:18:27.480
And if you’re outside of that, the only other thing you and I don’t know if
you’ve already
00:18:27.480 –> 00:18:32.080
received the money, you can’t do that either, but a qualified charitable
deduction would
00:18:32.080 –> 00:18:34.040
have been a direction you could have maybe went.
00:18:34.040 –> 00:18:36.800
But other than that, Michael, there’s not a whole bunch.
00:18:36.800 –> 00:18:40.800
I mean, if it’s outside that 60 day window, then no, you can’t put it back in.
00:18:40.800 –> 00:18:41.800
Okay.
00:18:41.800 –> 00:18:42.800
Thank you for clarifying.
00:18:42.800 –> 00:18:43.800
No, no problem.
00:18:43.800 –> 00:18:44.800
Thanks, Michael.
00:18:44.800 –> 00:18:45.800
Appreciate it.
00:18:45.800 –> 00:18:46.800
All right.
00:18:46.800 –> 00:18:47.800
Really quick.
00:18:47.800 –> 00:18:48.800
Let’s hit Jeff.
00:18:48.800 –> 00:18:49.800
Hey, Jeff, what’s happening?
00:18:49.800 –> 00:18:50.800
Oh, hi, Dr. Varady, long time listener.
00:18:50.800 –> 00:18:51.800
I really enjoy your show.
00:18:51.800 –> 00:18:52.800
Quick question.
00:18:52.800 –> 00:19:01.800
My mother passed in July of 2022.
00:19:01.800 –> 00:19:04.040
She was 90 years old and poor health.
00:19:04.040 –> 00:19:05.640
I’m 67 years old.
00:19:05.640 –> 00:19:11.080
Anyway, she had a Roth IRA that had been around for about 20 years.
00:19:11.080 –> 00:19:15.440
I was designated as the beneficiary.
00:19:15.440 –> 00:19:24.640
So my CPA is telling me that the IRS has been trying to change the rules on
RMDs for inherited
00:19:24.640 –> 00:19:27.440
Roth IRAs.
00:19:27.440 –> 00:19:31.320
I was under the impression that I had 10 years if I wanted to wait that long
before I took
00:19:31.320 –> 00:19:34.880
any RMDs out.
00:19:34.880 –> 00:19:41.080
I’m being told now that I will have to take one this year by the end of the
month.
00:19:41.080 –> 00:19:42.080
Is that true?
00:19:42.080 –> 00:19:44.640
Well, what year did mom pass away?
00:19:44.640 –> 00:19:45.640
2022.
00:19:45.640 –> 00:19:48.520
It’s been a year and a half.
00:19:48.520 –> 00:19:52.160
So yes, they did change the rules a year ago.
00:19:52.160 –> 00:19:53.800
Roth IRAs do require RMDs.
00:19:53.800 –> 00:19:58.320
It’ll be tax free, but you can’t leave it in there growing tax free.
00:19:58.320 –> 00:20:02.800
And you are required within the next whatever money days we have left to this
month to do
00:20:02.800 –> 00:20:03.800
that.
00:20:03.800 –> 00:20:04.800
So, yes.
00:20:04.800 –> 00:20:05.800
Okay.
00:20:05.800 –> 00:20:06.800
What about for last year?
00:20:06.800 –> 00:20:08.080
Do I want- No.
00:20:08.080 –> 00:20:12.400
Mama would have had the year in which you pass away, the RMD has to go to the
person that
00:20:12.400 –> 00:20:13.400
passed.
00:20:13.400 –> 00:20:16.600
So, she should have taken the RMD.
00:20:16.600 –> 00:20:17.600
Okay.
00:20:17.600 –> 00:20:21.320
So, I won’t be penalized for that then.
00:20:21.320 –> 00:20:22.320
That is correct.
00:20:22.320 –> 00:20:23.320
This is a Roth IRA.
00:20:23.320 –> 00:20:24.320
Does it make a difference?
00:20:24.320 –> 00:20:25.600
They changed the rules on it.
00:20:25.600 –> 00:20:27.840
So, even, I mean, there’s no money due, right?
00:20:27.840 –> 00:20:32.400
I mean, I’m just saying when we take the money out of a Roth, basically in
five years or
00:20:32.400 –> 00:20:37.400
over the age of 59 and a half, both of those are applied for both you and your
mother were.
00:20:37.400 –> 00:20:42.640
So at this point, money you’re taking out is tax free, but you still have to
take an
00:20:42.640 –> 00:20:46.640
RMD now out of a Roth IRA, inherited Roth IRA, I should say.
00:20:46.640 –> 00:20:47.640
Okay.
00:20:47.640 –> 00:20:48.960
Otherwise, there’s a big penalty for it.
00:20:48.960 –> 00:20:49.960
I understand.
00:20:49.960 –> 00:20:50.960
There is a penalty.
00:20:50.960 –> 00:20:51.960
Yes.
00:20:51.960 –> 00:20:53.760
So, you know, they’re looking for ways of getting their hands on your
retirement.
00:20:53.760 –> 00:20:55.520
So just, yeah, you got it.
00:20:55.520 –> 00:20:56.520
Okay.
00:20:56.520 –> 00:21:00.000
So, every year from now on, I have to take an RMD from that inherited Roth
IRA.
00:21:00.000 –> 00:21:01.000
I got you.
00:21:01.000 –> 00:21:02.000
That’s correct.
00:21:02.000 –> 00:21:04.200
And you do need to clean it all out by the end of the 10 years.
00:21:04.200 –> 00:21:05.200
Yes.
00:21:05.200 –> 00:21:06.200
Okay.
00:21:06.200 –> 00:21:07.200
Thank you very much, Dr. Farradi.
00:21:07.200 –> 00:21:08.200
Enjoy the show.
00:21:08.200 –> 00:21:09.200
No problem.
00:21:09.200 –> 00:21:10.200
All right.
00:21:10.200 –> 00:21:11.200
Thanks.
00:21:11.200 –> 00:21:12.200
All right, guys.
00:21:12.200 –> 00:21:13.200
We’ve got tons of them.
00:21:13.200 –> 00:21:18.000
We’ve got Blooming Brands, which is the Outback and Carrabba’s, $50 to the
Blooming Brands,
00:21:18.000 –> 00:21:20.600
Outback and Carrabba’s.
00:21:20.600 –> 00:21:22.520
So let the phone lines light up.
00:21:22.520 –> 00:21:26.520
Meanwhile, we’re going to hit Renee on the phone line so we can get her
question.
00:21:26.520 –> 00:21:28.080
Hey, Renee, what’s happening?
00:21:28.080 –> 00:21:29.080
Yeah.
00:21:29.080 –> 00:21:30.080
Hi there.
00:21:30.080 –> 00:21:36.200
Well, my dad passed away three years ago at the end of 2020 and everything
went through
00:21:36.200 –> 00:21:44.160
probate and everything and there were two amended tax returns, both needed a
refund.
00:21:44.160 –> 00:21:54.480
Well, the one from 2020, they refunded the money last summer, but 2019, they
keep…
00:21:54.480 –> 00:21:59.560
Every time the lawyer calls them, like about every two months, they keep…
00:21:59.560 –> 00:22:06.080
Even though we’ve gotten a discrimination that they owe money for 2019 to the
estate,
00:22:06.080 –> 00:22:12.440
they keep telling him that it’s still under review and that it’ll be 30 days.
00:22:12.440 –> 00:22:18.800
Well, the last time he sat on the phone with them was October 5th.
00:22:18.800 –> 00:22:21.240
So there’s still no refund.
00:22:21.240 –> 00:22:23.360
So we can’t close out the estate.
00:22:23.360 –> 00:22:26.960
So is there any way to get the IRS to move on this?
00:22:26.960 –> 00:22:31.160
They had already made a determination, but they’re not doing anything.
00:22:31.160 –> 00:22:34.520
I would love to say the answer to that is yes.
00:22:34.520 –> 00:22:38.040
But as we probably have been listening long enough to know, there’s nothing
really you
00:22:38.040 –> 00:22:39.040
could do.
00:22:39.040 –> 00:22:44.920
And hopefully he has documentation of when this amended return was done,
because 2019,
00:22:44.920 –> 00:22:50.240
if someone were to file one now, we would not get a refund because it’s
outside of the
00:22:50.240 –> 00:22:51.240
three years.
00:22:51.240 –> 00:22:54.800
But hopefully that was filed within the three years and someone has a paper
trail showing
00:22:54.800 –> 00:22:55.800
that.
00:22:55.800 –> 00:22:56.800
Oh yeah, this has been going on for two years now.
00:22:56.800 –> 00:22:57.800
Okay, good.
00:22:57.800 –> 00:23:01.120
Well, I mean, not good that it’s been doing, but good that it was filed within
the proper
00:23:01.120 –> 00:23:02.120
time period.
00:23:02.120 –> 00:23:05.800
I’m telling them, you know, 30 days and then nothing happens.
00:23:05.800 –> 00:23:12.440
It’s a determination that they took for a refund, but now they’re saying that.
00:23:12.440 –> 00:23:15.300
The reason for the amendment is what’s causing the question.
00:23:15.300 –> 00:23:17.640
Is it really legitimate reason for amendment?
00:23:17.640 –> 00:23:18.640
And I don’t know.
00:23:18.640 –> 00:23:22.880
But they had already determined that it was, and already had sent the
paperwork saying
00:23:22.880 –> 00:23:25.520
that a refund was owed.
00:23:25.520 –> 00:23:30.120
But then it went into review or audit because of the…
00:23:30.120 –> 00:23:34.160
Well, I mean, you might want to talk to your attorney and tell them that you
want to have
00:23:34.160 –> 00:23:40.140
a 911 file with the tax advocate office, because then they could go at the tax
advocate office
00:23:40.140 –> 00:23:41.880
in Nashville is awesome.
00:23:41.880 –> 00:23:46.520
They will at least get in the middle and be able to go onto the IRS computers,
which your
00:23:46.520 –> 00:23:49.320
attorney or myself, none of us can see, right?
00:23:49.320 –> 00:23:51.400
And they can go in there and see what’s holding it up.
00:23:51.400 –> 00:23:55.440
Is it the person that’s processing it has been on vacation or out for sick
leave and
00:23:55.440 –> 00:23:56.440
it’s just sitting on a desk?
00:23:56.440 –> 00:23:58.840
Well, they’ve been out for vacation for a couple of years then.
00:23:58.840 –> 00:24:03.720
Yeah, well, you know, or maybe it’s been misplaced, you know, just keeps
getting pushed to someone
00:24:03.720 –> 00:24:04.720
else’s desk.
00:24:04.720 –> 00:24:08.880
I don’t have a good answer, but I would suggest talking to your attorney and
just saying,
00:24:08.880 –> 00:24:13.680
Hey, you know, someone suggested going to the tax advocate office, filing a
911 so that
00:24:13.680 –> 00:24:15.660
they can get final resolution.
00:24:15.660 –> 00:24:17.440
It’s been long enough not to have that happen.
00:24:17.440 –> 00:24:18.440
This has been crazy.
00:24:18.440 –> 00:24:19.440
Yeah.
00:24:19.440 –> 00:24:20.440
We can’t close the estate.
00:24:20.440 –> 00:24:25.960
And I said, I said, well, can we just, you know, not even take the refund the
hell with
00:24:25.960 –> 00:24:26.960
it?
00:24:26.960 –> 00:24:27.960
We need to close this thing out.
00:24:27.960 –> 00:24:31.200
But you know, you close it and then they’re going to turn around and want you
to do the
00:24:31.200 –> 00:24:32.200
other.
00:24:32.200 –> 00:24:34.680
So then you won’t be able to cash the check or anything.
00:24:34.680 –> 00:24:36.280
So yeah, exactly.
00:24:36.280 –> 00:24:38.640
Well, hopefully that will help you a little bit.
00:24:38.640 –> 00:24:39.640
Okay.
00:24:39.640 –> 00:24:42.640
But there isn’t anything you can do.
00:24:42.640 –> 00:24:48.640
So do they ever go after people politically?
00:24:48.640 –> 00:24:49.640
Do you know that?
00:24:49.640 –> 00:24:54.200
Well, I mean, there are people that believe that.
00:24:54.200 –> 00:24:59.400
But I will like, I mean, there are some people, uh, Valentine was a big guy
that always believed
00:24:59.400 –> 00:25:02.520
he was audited multiple times because of his political belief.
00:25:02.520 –> 00:25:03.520
But it happened to my father.
00:25:03.520 –> 00:25:09.520
And I’m just wondering if, if because it’s my dad and because my cousin who’s
involved,
00:25:09.520 –> 00:25:11.560
who’s a Supreme Court justice.
00:25:11.560 –> 00:25:12.560
Yeah.
00:25:12.560 –> 00:25:13.560
I don’t know.
00:25:13.560 –> 00:25:14.560
Hopefully we haven’t gotten to that point.
00:25:14.560 –> 00:25:15.560
This is crazy.
00:25:15.560 –> 00:25:16.560
Yeah.
00:25:16.560 –> 00:25:17.560
All right, buddy.
00:25:17.560 –> 00:25:18.560
I wouldn’t have believed it before, but.
00:25:18.560 –> 00:25:19.560
Thanks.
00:25:19.560 –> 00:25:20.560
I gotta go.
00:25:20.560 –> 00:25:21.560
Okay.
00:25:21.560 –> 00:25:22.560
All right.
00:25:22.560 –> 00:25:24.920
Heather, you’re the winner of the blooming brand.
00:25:24.920 –> 00:25:25.920
Heather, are you online?
00:25:25.920 –> 00:25:26.920
I am on the line.
00:25:26.920 –> 00:25:27.920
How exciting.
00:25:27.920 –> 00:25:28.920
Thank you for holding and Merry Christmas.
00:25:28.920 –> 00:25:29.920
Oh, same to you.
00:25:29.920 –> 00:25:30.920
I’m excited.
00:25:30.920 –> 00:25:31.920
Thanks.
00:25:31.920 –> 00:25:32.920
No problem.
00:25:32.920 –> 00:25:41.360
Maybe you can get a nowadays, you know, hopefully at least one person could
eat out for $50.
00:25:41.360 –> 00:25:45.760
You know, it doesn’t go as far as it used to, but I’m very happy that you
listen and
00:25:45.760 –> 00:25:47.760
I’m happy that you guys really get a card.
00:25:47.760 –> 00:25:48.760
Awesome.
00:25:48.760 –> 00:25:49.760
Thanks.
00:25:49.760 –> 00:25:50.760
Well, Merry Christmas.
00:25:50.760 –> 00:25:51.760
Merry Christmas.
00:25:51.760 –> 00:25:52.760
All right, buddy.
00:25:52.760 –> 00:25:54.080
We’re going to take another break here.
00:25:54.080 –> 00:25:55.220
We come back.
00:25:55.220 –> 00:25:58.680
We’re going to give away a bunch of more cards because we’re moving way too
slow.
00:25:58.680 –> 00:26:00.280
Joe’s just not pushing me fast enough.
00:26:00.280 –> 00:26:01.280
I think it’s all Joe’s fault.
00:26:01.280 –> 00:26:02.280
There’s a guy on the phone.
00:26:02.280 –> 00:26:03.280
I can blame him.
00:26:03.280 –> 00:26:04.280
I was with that lady saying the heck with the refund.
00:26:04.280 –> 00:26:05.280
My thing, I’m like, “How much is the refund?
00:26:05.280 –> 00:26:06.280
I always want to know.”
00:26:06.280 –> 00:26:07.280
You’re nosy.
00:26:07.280 –> 00:26:08.280
That’s why.
00:26:08.280 –> 00:26:09.280
He’s like, “How much is the refund?
00:26:09.280 –> 00:26:10.280
How much do they owe you?”
00:26:10.280 –> 00:26:11.280
All right.
00:26:11.280 –> 00:26:12.280
We’re going to take a quick break.
00:26:12.280 –> 00:26:21.720
When we get back, guys, we got tons more gift cards and another half of a deer
to give
00:26:21.720 –> 00:26:22.720
away.
00:26:22.720 –> 00:26:24.640
We’ll be right back with the Dr. Friday Show.

Part 3

00:26:24.640 –> 00:26:26.040
All righty.
00:26:26.040 –> 00:26:29.040
We are back here live in studio.
00:26:29.040 –> 00:26:31.440
This is the third section of the show.
00:26:31.440 –> 00:26:33.120
We’re running down on time.
00:26:33.120 –> 00:26:37.400
We have decided we are going to start kicking out some money cards here.
00:26:37.400 –> 00:26:41.200
We have a $50 Netflix card on the table.
00:26:41.200 –> 00:26:43.360
$50 to the next callers that come in.
00:26:43.360 –> 00:26:44.360
$50 Netflix card.
00:26:44.360 –> 00:26:45.360
Merry Christmas.
00:26:45.360 –> 00:26:46.360
Happy New Year’s.
00:26:46.360 –> 00:26:53.400
Get the phone lines ringing because we’re going to be going very quickly here.
00:26:53.400 –> 00:26:55.520
I have got so many different ones.
00:26:55.520 –> 00:26:59.040
Then Joe even brought on table Hand and Stone facials.
00:26:59.040 –> 00:27:01.880
I don’t know if any of you guys have ever went to Hand and Stone.
00:27:01.880 –> 00:27:04.640
I happen to love Hand and Stone.
00:27:04.640 –> 00:27:07.960
It’s a wonderful massage place.
00:27:07.960 –> 00:27:08.960
They give great facials.
00:27:08.960 –> 00:27:13.000
We’re going to be giving … We’re adding a couple of those on since Joe has
brought
00:27:13.000 –> 00:27:14.600
them to the table.
00:27:14.600 –> 00:27:17.720
I think you said your daughter works there, right?
00:27:17.720 –> 00:27:18.720
At the Franklin store.
00:27:18.720 –> 00:27:22.400
She ran the Brentwood, but they moved her now to the Franklin store.
00:27:22.400 –> 00:27:24.360
I may have actually seen her.
00:27:24.360 –> 00:27:25.960
Not even putting two and two together.
00:27:25.960 –> 00:27:27.400
I go in there from time to time.
00:27:27.400 –> 00:27:29.440
Not that often, but from time to time.
00:27:29.440 –> 00:27:31.520
It’s a great location.
00:27:31.520 –> 00:27:33.400
We’re going to add some of those on here.
00:27:33.400 –> 00:27:34.760
In fact, you know what?
00:27:34.760 –> 00:27:39.480
I think we’ve got Milton as … I bet that’s my boy, Milton.
00:27:39.480 –> 00:27:41.440
We’re going to get Milton on the line.
00:27:41.440 –> 00:27:47.040
The next caller is going to get one Hand and Stone facial, which is worth $80.
00:27:47.040 –> 00:27:49.720
Or it’s a massage.
00:27:49.720 –> 00:27:50.960
Either or, they said.
00:27:50.960 –> 00:27:52.360
Or facial or massage.
00:27:52.360 –> 00:27:53.360
All right.
00:27:53.360 –> 00:27:54.360
You get choices.
00:27:54.360 –> 00:27:56.720
I thought we were locking into one thing.
00:27:56.720 –> 00:28:02.360
One Hand and Stone facial or massage, around $80 value.
00:28:02.360 –> 00:28:03.360
Next caller will get that.
00:28:03.360 –> 00:28:06.560
While I get my poor boy running, let’s get Milton on the line.
00:28:06.560 –> 00:28:08.080
Milton, are you there?
00:28:08.080 –> 00:28:10.080
I am here, Dr. Fryden.
00:28:10.080 –> 00:28:11.080
Merry Christmas.
00:28:12.080 –> 00:28:15.080
Tell your beautiful wife I said, “Merry Christmas.”
00:28:15.080 –> 00:28:16.080
I definitely will.
00:28:16.080 –> 00:28:17.080
I’ll let her know.
00:28:17.080 –> 00:28:18.080
Merry Christmas to Joe also.
00:28:18.080 –> 00:28:19.080
Oh, man.
00:28:19.080 –> 00:28:20.080
Do we have to include him in the whole Merry Christmas?
00:28:20.080 –> 00:28:21.080
Hey, I wanted to ask Joe, since he’s in Florida, who does he have working at
his place?
00:28:21.080 –> 00:28:22.080
If I wanted to have some work done, do I just pick up the phone and call, or
is he coming
00:28:22.080 –> 00:28:23.080
back to Tennessee?
00:28:23.080 –> 00:28:24.080
No, no.
00:28:24.080 –> 00:28:25.080
I’ll be back in Tennessee Thursday.
00:28:25.080 –> 00:28:26.080
Yeah.
00:28:26.080 –> 00:28:27.080
I’ll be back in Tennessee Thursday.
00:28:32.080 –> 00:28:37.320
pick up the phone and call, are you coming back to Tennessee? No, no, I’ll be
back. Tennessee
00:28:37.320 –> 00:28:41.540
Thursday. Yeah. My guys are running just caught. I’m still doing work on my
phone. My stepson
00:28:41.540 –> 00:28:45.320
runs the company, but all the phone calls come to me down here. Okay, very
good. Very
00:28:45.320 –> 00:28:49.080
good. Hey, Dr. Friday, I hope things are going well. I’m looking forward to
getting my taxes
00:28:49.080 –> 00:28:54.040
started in about a couple of months. I know you’re excited too, cause I can
tell it in
00:28:54.040 –> 00:29:00.360
your voice. You got it, buddy. You know how I love my taxes. So Merry
Christmas until
00:29:00.360 –> 00:29:06.560
munchy brunchy as well. And I will talk to you later. Okay. Bye bye now. Bye.
All right.
00:29:06.560 –> 00:29:11.000
So while we’re getting one of the hand in stones, which I am throwing at my
boy on the
00:29:11.000 –> 00:29:17.040
radio there, next thing we’re going to do is another $50 to blooming brands.
Again,
00:29:17.040 –> 00:29:23.320
that’s the Outback and Caraba blooming brands Outback and Caraba $50 on the
table. I feel
00:29:23.320 –> 00:29:28.720
like an auctioneer, Joe, $50, $50 going once, going twice. I’m not taking bids
apparently,
00:29:28.720 –> 00:29:43.280
but still $50. Right. Okay. And you can, and you can re-gift it. Oh, that’s
right. I’m
00:29:43.280 –> 00:29:47.000
actually giving gifts that people could actually re-gift and take care of
family gifts. That’s
00:29:47.000 –> 00:29:53.480
a good point. I didn’t even think about that. Oh yeah. Any of these. I mean, I
didn’t think
00:29:53.480 –> 00:29:57.840
about, Hey, on your Christmas list, you know, like, you know, I got to get my,
I have never
00:29:57.840 –> 00:30:03.600
been to a massage place. I’m so shocked. Anyone listening is probably totally
shocked that
00:30:03.600 –> 00:30:08.760
Joe has never been to a massage. Have you ever got a mani or pedi cure like
your nails
00:30:08.760 –> 00:30:17.800
or your feet? Anything? Oh, I’m too standoffish. Yeah. Yeah. My dad never
liked him either.
00:30:17.800 –> 00:30:22.880
He, for a guy that was like a, like you very tough in some ways. He didn’t
like the idea.
00:30:22.880 –> 00:30:28.640
All right. Rodney King, Rodney King, the winner of the massage. Number one,
hand in stone
00:30:28.640 –> 00:30:35.280
going to Rodney King. Hey Rodney, are you on the line? Yes, I am. Hey Dr.
Friday. Hey
00:30:35.280 –> 00:30:43.120
Joe. How are you guys doing today? Doing fine. Awesome. I just want to say, I
want to say
00:30:43.120 –> 00:30:50.160
both of y’all have the two best shows. I think on Nashville radio, you give
honest advice.
00:30:50.160 –> 00:30:54.880
You tell people sometimes what they don’t want to hear, but they need to hear.
And I
00:30:54.880 –> 00:30:59.000
have been listening to both of y’all for as long as I can, as long, I think
probably as
00:30:59.000 –> 00:31:05.000
long as y’all been on the radio. So I really appreciate you guys being here.
No problem.
00:31:05.000 –> 00:31:10.920
Rodney, I do have to ask, is the massage going to be used for you or someone
you know? Um,
00:31:10.920 –> 00:31:16.040
it all depends if I can get my wife to use it. Absolutely. Otherwise I just
will have
00:31:16.040 –> 00:31:22.040
to, uh, you know, treat myself. I guess as they like to say. Absolutely. All
right. Thanks
00:31:22.040 –> 00:31:27.160
for calling buddy. I appreciate it. Merry Christmas. Thank you guys.
Appreciate it.
00:31:27.160 –> 00:31:33.000
See, some men can handle that. Did you hear that Joe? Some men can actually
handle going
00:31:33.000 –> 00:31:40.320
and getting a massage or even a facial. I can’t relax. I just like, you know,
I’d rather
00:31:40.320 –> 00:31:44.600
give it away, but just remember, I think they have to be used at the Franklin
store. That’s
00:31:44.600 –> 00:31:47.960
the only thing I’m not a hundred percent sure. I want to say that. Okay. Well,
we’ll put
00:31:47.960 –> 00:31:52.200
that out there just in case. Just, uh, I mean all most of these listeners that
shouldn’t
00:31:52.200 –> 00:31:57.880
be, okay, we got $50 winner for Doug. And I believe that was for the Outback
Caraba.
00:31:57.880 –> 00:32:04.440
Doug winner of the $50 Bloomin brand Outback Caraba. Doug, are you on the
line? I’m on
00:32:04.440 –> 00:32:11.120
the line. Yes, I am. Thank you. No worries. Thank you for calling and
hopefully you will
00:32:11.120 –> 00:32:18.120
enjoy dinner or at least a portion of dinner on us. I will. And I enjoy both
of your shows,
00:32:18.120 –> 00:32:27.960
Dr. Electric and the Dr. Friday show in case you’re Joe is going to so go for
that one.
00:32:27.960 –> 00:32:32.880
Oh my goodness. Of course. Well, Merry Christmas, Doug. Thank you for being a
listener. We truly
00:32:32.880 –> 00:32:39.240
appreciate you. Thank you. Merry Christmas. Merry Christmas. All right. So
we’re going
00:32:39.240 –> 00:32:43.800
to get ready to, after this next break, we’re going to come right in and give
the second
00:32:43.800 –> 00:32:49.000
half of the deer after again, guys, we have to get another break going. So
after that
00:32:49.000 –> 00:32:55.360
one, so while we’re waiting, let’s go ahead and do the last $50 Netflix, $50
Netflix card.
00:32:55.360 –> 00:32:59.160
We got a few minutes before the break. So we’ll get one more of those in and
we still
00:32:59.160 –> 00:33:03.920
have a large number to do for the second half or the third half or whatever
you call the
00:33:03.920 –> 00:33:09.080
last half. And then we can get going. And Joe, are you guys going to be in
town or in
00:33:09.080 –> 00:33:15.600
Florida for the holidays? Any plans? I don’t know. I’m playing is have the
kids come over
00:33:15.600 –> 00:33:20.240
like I always do. So I’m only here just to help the golf, the simulator and
the gun range
00:33:20.240 –> 00:33:24.640
be put in and I’m booking back home. Well, I figured that, but I didn’t know
for sure
00:33:24.640 –> 00:33:28.240
if if you guys were going to go down there just for the holiday, you know what
I mean?
00:33:28.240 –> 00:33:32.520
A lot of people go out of town for holidays. So they already rented.
Somebody’s already
00:33:32.520 –> 00:33:37.000
rented a house all the way next week, all the way past New Year’s. Of course.
Well,
00:33:37.000 –> 00:33:42.280
that’s that’s makes us happy. I mean, for the tech side of it makes us happy.
Doesn’t
00:33:42.280 –> 00:33:47.160
necessarily make. All right. We’ve got the last winner for the last Netflix
card. Mark
00:33:47.160 –> 00:33:53.800
is the winter winner, not winter. Hey, Mark, how’s life? Life is doing much
better now.
00:33:53.800 –> 00:34:00.880
Thanks to you and getting a Netflix card. As Joe put it, even if it’s not
yours, you
00:34:00.880 –> 00:34:06.040
can always re gifted. It’s a win win situation. I like his thought on that. I
was thinking,
00:34:06.040 –> 00:34:10.120
you know, sometimes it’s nice to have that extra card. So there you go. Now
you can either
00:34:10.120 –> 00:34:16.000
have a movie night at home or you can re gift it for one of your family
members. Exactly.
00:34:16.000 –> 00:34:21.040
That’s what I plan on doing. One less gift I have to buy. Exactly. Well, there
I’m glad
00:34:21.040 –> 00:34:24.600
we were able to do the shopping for you. And thanks for being a listener. We
appreciate
00:34:24.600 –> 00:34:31.520
it. Oh, I’m a definite listener. Thank you. No problem. Merry Christmas,
buddy. Merry
00:34:31.520 –> 00:34:39.920
Christmas. I like that guy at least has a little little personality. I think
it was
00:34:39.920 –> 00:34:47.640
a listener Dr. Electric. So what’s the name of this one? I know. I’m an avid
listener
00:34:47.640 –> 00:34:55.640
to the Dr. Electric show and and there’s silence. I’m like, wait a second.
Wait a second. This
00:34:55.640 –> 00:35:00.680
is the hour at least that’s supposed to be the Dr. Friday show. No silence
needed. Oh
00:35:00.680 –> 00:35:05.400
my goodness. My world. My world. All right, guys, we’re gonna take our last
break. Again,
00:35:05.400 –> 00:35:10.280
when we come back from this break, the first thing we’re gonna give away is
the last half
00:35:10.280 –> 00:35:15.480
of a deer, which he’s saying somewhere between 30 40 50 pounds of deer meat.
That’s a lot
00:35:15.480 –> 00:35:20.360
of meat guys. You better be having a big cookout or good something or other.
So we’re gonna
00:35:20.360 –> 00:35:25.480
give that away when we get back and we have a bunch more cards. So write down
the number
00:35:25.480 –> 00:35:31.800
you’re calling 615-737-9986 is the number here in the studio. That’s the
number you’re
00:35:31.800 –> 00:35:35.920
gonna call after the break. We’re gonna be giving away the deer meat. So don’t
be calling
00:35:35.920 –> 00:35:39.560
now because the break’s gonna be coming up and then you won’t get the deer
meat. So give
00:35:39.560 –> 00:35:43.800
that after the day and then we still have a bunch more hand in stone, more
restaurants
00:35:43.800 –> 00:35:49.120
and a couple AMC’s theater things. So we’ll be right back. And if you’re a
listener or
00:35:49.120 –> 00:35:55.600
not a listener, just give us a call 615-737-9986. After the break, we’ll be
right back with the Dr. Friday show.

Part 4

00:35:55.600 –> 00:36:03.160
All righty, we are back. This is the last part of the
Christmas show.
00:36:03.160 –> 00:36:07.800
This is gonna be it for the year. And I’ve got Joe on the phone here as well.
So let’s
00:36:07.800 –> 00:36:14.120
go ahead. We’ve got a winner on the deer meat. Let’s go to Missy. Hey, Missy,
are you online?
00:36:14.120 –> 00:36:21.400
I am. Hey guys. Hey there, sweetheart. So you have won a lot of deer meat. And
I’m so
00:36:21.400 –> 00:36:29.240
excited about it. Well, yes. You won the best prize that’s given away today.
I’ve been trying
00:36:29.240 –> 00:36:37.000
for so long. I cannot argue that point. I am not a person that was raised
around deer
00:36:37.000 –> 00:36:43.640
meat, but I will tell you every year that is like the number one, the phones
blow up.
00:36:43.640 –> 00:36:48.120
Everybody loves that particular giveaway. So I’m very happy Joe was willing to
come
00:36:48.120 –> 00:36:53.920
on and share his meat. So Missy, they have your information. Joe will give you
a call
00:36:53.920 –> 00:36:57.000
and you guys can make arrangements. He said, just make sure there’s enough
room in the
00:36:57.000 –> 00:37:03.000
car for all the deer meat. Oh, we’ve got it. Okay, girl. Thanks. Merry
Christmas. Merry
00:37:03.000 –> 00:37:11.160
Christmas to you guys. Thanks. Go Joe. Go ahead. No, I was saying Merry
Christmas to
00:37:11.160 –> 00:37:17.480
her too. She’s getting the side that didn’t get hit by the bumper. She’s
getting a clean
00:37:17.480 –> 00:37:20.600
side. All right. So we’re going to be going really quick here. We’ve got, I’m
going to
00:37:20.600 –> 00:37:25.520
be adding something actually. So we’re going to do a Olive Garden Longhorn,
which is the
00:37:25.520 –> 00:37:33.360
Darden restaurant and an AMC card. So dinner and a movie, which is over $75,
$50 for dinner
00:37:33.360 –> 00:37:39.560
to 25 for the theater. So, um, next caller going to get dinner and a movie
Darden restaurants,
00:37:39.560 –> 00:37:44.880
which is Olive Garden Longhorn, et cetera, and an AMC theater. We’re going to
boom that
00:37:44.880 –> 00:37:50.560
one out. And then as soon as we get a winner on that one, I am going to be
kicking out
00:37:50.560 –> 00:37:58.560
a second, uh, one of the hand and stones in Franklin, um, where we have a, uh,
the manager
00:37:58.560 –> 00:38:03.440
or works at the office, their hand and stone facial or massage $80. We’re
going to be doing
00:38:03.440 –> 00:38:10.800
that one after he gets done with the dinner and the movies. So 25 for movies,
$50 for
00:38:10.800 –> 00:38:17.120
dinner. Hopefully that will make a good night out for somebody and enjoy some
time. So she
00:38:17.120 –> 00:38:20.660
after save it for like January, you know, cause you’ve already got all the
craziness
00:38:20.660 –> 00:38:26.240
going and then you can actually chill, relax. That’s the theory. I don’t know.
Works for
00:38:26.240 –> 00:38:33.840
you for me. Oh, right. We, it looks like we already have a winner on the
restaurant and
00:38:33.840 –> 00:38:41.840
AMC Darden restaurants and AMC. Her name is Sherry. Sherry, you on the line. I
am. Wow.
00:38:41.840 –> 00:38:49.760
You are going to have a nice night out. Oh, great. I’m so excited. I haven’t
won anything
00:38:49.760 –> 00:38:56.960
in a long, I mean, since I was a teenager, I think I’m not there anymore. I’m
so glad
00:38:56.960 –> 00:39:01.320
that you listened to us and that you’re a part of our listening audience and
that you
00:39:01.320 –> 00:39:05.040
took the time to call in cause you never know who’s going to win on this show.
Seriously.
00:39:05.040 –> 00:39:11.600
Yep. I listen to you all the time, so I appreciate you. Thank you very much.
And a Merry Christmas.
00:39:11.600 –> 00:39:15.840
Thank you. Merry Christmas to you. All right. We’re going to go right onto the
next one.
00:39:15.840 –> 00:39:23.880
A hand in stone, a facial or massage, $80 value. Franklin location. Number two
of those
00:39:23.880 –> 00:39:28.040
giving it away. Again, we are keeping the phones line. We don’t have much
time. We’ve
00:39:28.040 –> 00:39:33.520
only got maybe six, seven minutes and I still have a number of them to give
away. Joe, we’re
00:39:33.520 –> 00:39:38.960
just gonna too bad. I can’t do like a big, big spin. But anyways, you had to
be in mind.
00:39:38.960 –> 00:39:42.000
You remember, you remember how you said the people come and get a hundred
dollars cash
00:39:42.000 –> 00:39:46.480
when they showed up to the radio station. I love that. That was always, I
should have
00:39:46.480 –> 00:39:51.240
did it to hear 200 bucks for the first person that comes over to the beach
Marina and sees
00:39:51.240 –> 00:39:58.120
me. People would find that for one, nobody’s listening in Florida unless
they’re listening
00:39:58.120 –> 00:40:03.920
through I heart. Okay. I mean, I’m just saying, somebody might know somebody
might have a
00:40:03.920 –> 00:40:09.280
phone call. Hey buddy, go get this and you know, you’re going to get the money
of it
00:40:09.280 –> 00:40:14.920
or whatever. So that’s hilarious. That’d be the next one to go. All right. So
we have
00:40:14.920 –> 00:40:21.160
another, let’s just do another dinner and movie cause I got to get rid of
these. Another
00:40:21.160 –> 00:40:27.320
dinner and movie again, a Darden dinner and an AMC and we’re going to go right
to Matt
00:40:27.320 –> 00:40:36.480
who is the winner of the hand in stone. Matt, how’s life? Doing well. How are
you? I’m doing
00:40:36.480 –> 00:40:40.840
very well. So are you kind of guy that would like to have a massage or facial
or is this
00:40:40.840 –> 00:40:46.360
going to be more of one of those? You give it to the women in your life. We’re
going
00:40:46.360 –> 00:40:53.440
to give it to the missus. Okay. That is often a good answer because well,
we’ve already
00:40:53.440 –> 00:40:57.720
figured out Joe is not going to go for it. I don’t know very many. I mean a
couple of
00:40:57.720 –> 00:41:01.400
my brothers I knew, I know get pedicures and manicure kind of thing, but I
don’t know about
00:41:01.400 –> 00:41:06.960
facials and massages. Uh, but uh, I think that’s something you have to grow
into. But
00:41:06.960 –> 00:41:11.800
all of us women, I think that would be an awesome gift. Your wife will enjoy.
Um, I,
00:41:11.800 –> 00:41:15.960
we believe it’s at the Franklin location, Matt, and we’ll get that information
to you
00:41:15.960 –> 00:41:22.200
and we hope you have a very Merry Christmas. Merry Christmas. We enjoy both
shows. Thank
00:41:22.200 –> 00:41:27.600
you. Thank you very much. All right guys, we’ve got again right now we’re
looking for
00:41:27.600 –> 00:41:32.280
a caller for the Darden restaurants, which is the Olive Garden and Longhorn.
And we threw
00:41:32.280 –> 00:41:37.640
in another night at the movies, which pretty much covers all the movies,
covers all the
00:41:37.640 –> 00:41:43.720
restaurants. I think we’re getting down there. So, uh, we got another one of
those and we’re
00:41:43.720 –> 00:41:48.560
just racking it down. Whew. It’s hard giving things away, Joe.
00:41:48.560 –> 00:41:58.200
No, not really. They just got to call faster. Well, we, we, we have a lot of
calls. My boy’s
00:41:58.200 –> 00:42:05.720
working as fast as he can. All right, Travis. I remember, I remember both men
called for
00:42:05.720 –> 00:42:09.760
the massage things. Two guys. I figured it’d be cool.
00:42:09.760 –> 00:42:13.800
They’re smart. Those are, those are smart men, Joe, because they’re getting
gifts for
00:42:13.800 –> 00:42:18.120
their wives. So they already got one more thing in their thing. That’s a smart
move.
00:42:18.120 –> 00:42:23.520
Travis, are you on the line? Yep. I’m here. Hey buddy. Merry Christmas.
00:42:23.520 –> 00:42:28.520
How’s it going? Merry Christmas. It’s going very well. So you get to go out to
dinner
00:42:28.520 –> 00:42:34.240
or go to the movies or you can re-gift those to someone that wants to go
dinner and movies.
00:42:34.240 –> 00:42:38.120
Outstanding. So we hope you have a very Merry Christmas,
00:42:38.120 –> 00:42:41.360
Joe. Thank you so much. Enjoy the show.
00:42:41.360 –> 00:42:45.880
Hey, thank you. All right. So we’re down to the last two things. So we’re
going to do
00:42:45.880 –> 00:42:53.080
one more, one more hand in stone and one more hand in stone, which is again,
facial or massage
00:42:53.080 –> 00:42:58.320
and Franklin. I mean, if you haven’t, I mean, again, we’ve already seen two
guys have won.
00:42:58.320 –> 00:43:02.040
These are smart men. They’re like, Hey, I’m listening. If I can win this, it’s
just another
00:43:02.040 –> 00:43:09.160
thing I can hand off to the wife or girlfriend or whatever. But either way,
hand in stone.
00:43:09.160 –> 00:43:14.440
And then we have one more and we have managed to make it within the time
clock. It has been
00:43:14.440 –> 00:43:19.720
a busy, busy day. We used to have two hours to do all this too. Now we only
have an hour.
00:43:19.720 –> 00:43:23.840
So that makes it a lot harder to give away as much as I like to give away.
Because we
00:43:23.840 –> 00:43:31.200
do appreciate all of our listeners. And Joe’s going to give out his
information for all
00:43:31.200 –> 00:43:35.880
of you guys that want to be able to still get ahold of him, get some
electrical work
00:43:35.880 –> 00:43:40.000
done with the cold weather coming in. I’m assuming that’s going to keep him
pretty busy
00:43:40.000 –> 00:43:44.320
when the fuses start blowing for Christmas lights, huh, Joe?
00:43:44.320 –> 00:43:47.680
There already are. We usually hit that stuff before Christmas.
00:43:47.680 –> 00:43:50.480
Oh, well, I didn’t think about that until right now.
00:43:50.480 –> 00:43:52.480
It started two weeks ago.
00:43:52.480 –> 00:43:56.040
There you go. I know when I plugged all mine in, the first thing I had a fuse
and I had
00:43:56.040 –> 00:44:01.080
to move some wires. All right. We got Jeff as a winner. Third one, all men
that have
00:44:01.080 –> 00:44:06.480
won the hand in stone. That is something to remember. Hey, Jeff, how’s life?
00:44:06.480 –> 00:44:07.480
It is good now.
00:44:07.480 –> 00:44:12.920
There you go. So do we have a significant other that will be taking advantage
of this
00:44:12.920 –> 00:44:14.880
hand in stone?
00:44:14.880 –> 00:44:17.720
I’m going to try and get her to take it.
00:44:17.720 –> 00:44:20.720
Well, you should.
00:44:20.720 –> 00:44:22.720
She will enjoy it.
00:44:22.720 –> 00:44:26.720
It doesn’t matter if she does it. My daughter’s been trying to get it. She
tells me a lot
00:44:26.720 –> 00:44:29.960
of guys go there to get the massages. She’s been begging me to do it because I
hurt my
00:44:29.960 –> 00:44:36.000
back. But I’m just not a massage kind of guy. I don’t like it. It’s for men
and women, they
00:44:36.000 –> 00:44:37.000
say.
00:44:37.000 –> 00:44:42.720
It is. I will second that. It is definitely for men and women. So maybe just
get her in
00:44:42.720 –> 00:44:46.600
the right mood and then send her out. You’ll be in good shape.
00:44:46.600 –> 00:44:49.720
Sure will. Thanks a lot. I appreciate you guys.
00:44:49.720 –> 00:44:50.720
No problem. Merry Christmas.
00:44:50.720 –> 00:44:52.720
Merry Christmas.
00:44:52.720 –> 00:44:58.720
All right. And we have the very last giveaway and we’ve got one minute. So
let’s hope you
00:44:58.720 –> 00:45:02.920
can get the Caraba, the Blooming Brand. I believe we have one card left and
you’ve got
00:45:02.920 –> 00:45:08.480
one minute to get that card done and finished. We may or may not be able to
get the name
00:45:08.480 –> 00:45:13.160
on the on the line, but we’ve got the last one coming in. Meanwhile, Joe, why
don’t you
00:45:13.160 –> 00:45:18.180
give people the phone number for Dr. Electric if they need to call for some
emergency or
00:45:18.180 –> 00:45:20.600
even just normal electrical?
00:45:20.600 –> 00:45:28.280
On Monday, call 615-504-0825. And that’s my cell phone. It rings to us and if
I don’t
00:45:28.280 –> 00:45:32.440
answer, somebody else will. We handle all the electrical and we’ll get their
name on.
00:45:32.440 –> 00:45:37.520
The little leather guy could just hold off for a couple of minutes until we’re
done.
00:45:37.520 –> 00:45:46.600
We’ll do our best. And if you want to call our office Monday morning as well,
it’s 615-367-0819,
00:45:46.600 –> 00:45:55.840
and we do have the name for the last winner. We’ll see his name is Mac. Mac,
are you on
00:45:55.840 –> 00:45:57.360
the line real quick?
00:45:57.360 –> 00:45:58.360
Yes.
00:45:58.360 –> 00:46:03.600
All right, Mac, you are the winner of the last card and we have to get on and
off. So
00:46:03.600 –> 00:46:05.840
I’m just going to tell you, Merry, Merry Christmas.
00:46:05.840 –> 00:46:11.440
Merry Christmas. Thank you so much. Love your show. I’m Dr. Electric. We miss
you too.
00:46:11.440 –> 00:46:16.600
All right. See someone that actually realized Joe, a few people didn’t realize
you didn’t
00:46:16.600 –> 00:46:18.560
even have a radio show still.
00:46:18.560 –> 00:46:23.480
I know. That’s what don’t break down like a pack would do.
00:46:23.480 –> 00:46:27.160
Exactly. All right. Well, this is the end of the Dr. Friday show. If you want
to reach
00:46:27.160 –> 00:46:35.600
us 615-367-0819 or go to the web at drfriday.com. Hope you have a very Merry
Christmas. Talk